Pay for anything with crypto via Google or Apple pay
Buying something with crypto never been easier — one swing of a phone and you’re done
AI-powered exchange
Get lowest rates on crypto swaps
Buy, sell or convert crypto with the lowest fees possible thanks to AI cherry-picking best deals for you
2FA + biometrics
All-in-one app in Telegram
Store, Send, Swap & Manage Crypto from the most secure messenger app in the world. All of the Kolo — from a single Telegram mini-app protected from dirty crypto
Kolo card at a glance
Just pay in crypto, anywhere
Pay for anything with crypto via Google or Apple pay
Buying something with crypto never been easier — one swing of a phone and you’re done
AI-powered exchange
Get lowest rates on crypto swaps
Buy, sell or convert crypto with the lowest fees possible thanks to AI cherry-picking best deals for you
2FA + biometrics
All-in-one app in Telegram
Store, Send, Swap & Manage Crypto from the most secure messenger app in the world. All of the Kolo — from a single Telegram mini-app protected from dirty crypto
Our wallet supports custodial and non-custodial storage options with variety of features to enhance you everyday crypto experience.
Payment Card
Effortlessly top up your Kolo Card with crypto and spend anywhere Mastercard is accepted
Buy and Sell Crypto
Buy or Sell any crypto asset with Apple Pay / Google Pay / Wire Transfer
Secure Digital Wallet
Secure custodial storage for everyday spending and self-custodial wallet in single interface.
Referral Program
We share up to 50% of Kolo earnings with our beloved users.
Personal IBAN, SWIFT, bank transfers & digital payments
Q'1 2025
iOS and Android app
Q'4 2025
Global expansion for wallet & card
Q'2 2025
Non-custodial wallet
Q'4 2025
Frequently asked questions
Would I be able to pay in crypto for online services?
Yes, basically, for everything compatible with Google & Apple pay: Amazon, Instagram, Telegram, Netflix, Steam and so on. As long, as it supports either of payment systems - you are able to pay in crypto.
What is Kolo hybrid crypto wallet?
Wallet with support for 6 different blockchain networks and coincidently — a built in exchanger service.
How to set up a Kolo crypto payment card?
Book your crypto card by completing a 1-minute KYC.
What crypto can I convert with Kolo card?
With Kolo Card you can swap Crypto from Local Currencies, like USD, to USDT, TRX, ARB, LTC, ETH, BTC, DOGE, PEPE and so on.
How to pay in crypto with Kolo card?
During payments, your crypto can be converted into the local currency via Apple and Google pay right after you comple a 1-minute KYC Verification in the Kolo.
Who can get a Kolo card?
We’ll roll out oupdates as we go, since now users from the European Economic Area and Ukraine can Book a Kolo card. We’re planning to expand to 205 regions across the world, book card to be one of the first who get access to KOLO Card early.
In which countries can I use the Kolo card?
You can use the KOLO Card to make payments anywhere in the world, without any restrictions as long, as Google or Apple pay is accepted.
When will I receive my Kolo card after booking it?
We will start issuing cards to the first 500k users who booked them starting from November. Don’t wait — book your card now!
Why do I need to complete KYC to get the card?
So you would be able to: swap crypto into local currency with AML Protection, send money from the Kolo card to a local bank account without CEX as a middle-man plus - you won't need to complete 205 KYC’s for every country to get a local bank account - you Kolo card already acts like one.
Can I top up my card with crypto?
You can top up Kolo Card with any crypto, like BTC, ETH, LTC, USDT, BTC, or even PEPE. During payment, your crypto will be automatically converted to the local currency at a great rate — for no extra fee.
Why should I farm $KOLO?
Who knows what future holds? It’s up to you whether to farm or not, but if you decide to, jump into our Telegram bot and start farming!